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This is a DIY (do-it-yourself) mini-mod.
The buy rates are governed by the
Open up shoptypes.2da in the editor of your choice (this is a small file, so I recommend Notepad). Take a look at these lines:
0 Default 1 0.2 1 Unavailable 0 0 2 VeryAdverse 1.0 0.01 3 Adverse 1.0 0.1 4 Advantageous 1.0 0.5 5 VeryAdvantageous 1.0 1.0 6 BuyOnlyDefault 1.0 0
You can adjust the shop buy rates (the BuyMult column) any way you like — let us decrease them a bit for now — so we can buy stuff cheaper. After it is done, the lines should look like this:
0 Default 0.75 0.2 1 Unavailable 0 0 2 VeryAdverse 0.75 0.01 3 Adverse 0.75 0.1 4 Advantageous 0.75 0.5 5 VeryAdvantageous 0.75 1.0 6 BuyOnlyDefault 0.75 0
Save the file with the same name and put it in the \DATA\OVERRIDE directory.
There is no need to start a new game; just load a saved game and enjoy your mini-mod.
See how it feels and experiment with new values as you like. Consider combining with the Shop sell rate mod.